These are plans provided to employees and little to no cost to the employer.  They allow employees to enroll in coverage at significantly lower rates than they would pay as individuals, and often help employees cover expenses that may not be paid for by other types of insurance.  Voluntary benefits allow employers to offer more extensive coverage without added costs, and help employers save on payroll taxes.  Since the majority of premiums are paid via pre-tax payroll deductions, employers pay less payroll taxes, a win-win for you and your employees.  At Vida, we offer plans on a brokerage basis.  This means that we find the best plans through numerous different carriers to ensure that you have offerings that are best-in-class for your employees.